Flexible Financing Available

Don't let cost stop you from getting the comfort you deserve. Low monthly payments, fast approval.

GoodLeap Financing

Make Your Installation Affordable

A new mini-split or heat pump system is one of the best investments you can make for your home — and you shouldn't have to pay for it all at once.

Through our partnership with GoodLeap, we offer flexible financing options with competitive rates and terms. Get approved in minutes — no hard credit pull required for pre-qualification.

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GoodLeap

Why GoodLeap?

GoodLeap is America's leading sustainable home improvement lender, trusted by millions of homeowners for solar, HVAC, and energy efficiency upgrades.

✅Fast online application
✅Decisions in minutes
✅Competitive interest rates
✅Flexible loan terms
✅No prepayment penalties
✅FICO-friendly pre-qual
Financing Plans

Choose a Plan That Works for You

Multiple financing terms available to match your budget and goals.

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0% APR*

Promotional 0% Offer

Qualifying customers may receive 0% APR promotional financing for 12–18 months. Pay no interest if paid in full during the promotional period.

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60–120 Mo

Long-Term Plans

Spread your payments over 5–10 years with fixed monthly payments. Perfect for larger commercial or multi-zone installations.

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Fast Approval

Quick Approval

Pre-qualify in 60 seconds without affecting your credit score. Full application decisions typically within minutes.

*Subject to credit approval. Terms and rates vary based on creditworthiness and loan amount. Ask your 3A HVAC representative for current offers.

FAQ

Financing Questions Answered

How do I apply for financing?
Contact us for your free estimate. We'll walk you through the GoodLeap application process — it takes just a few minutes online or over the phone.
Does applying affect my credit score?
Pre-qualification uses a soft credit check and does not affect your credit score. Only a full application results in a hard inquiry.
Can I combine financing with rebates?
Yes! Many customers finance the full installation and then apply any rebate payments (from Con Edison, PSEG, or federal tax credits) directly to their loan principal — reducing their balance significantly.
What's the minimum credit score required?
GoodLeap works with a range of credit profiles. Contact us to discuss your specific situation and we'll help find the best option for you.
Can renters apply for financing?
Financing is typically available to property owners. If you're a renter, you may need your landlord to apply or co-sign.

Get Comfortable Now, Pay Over Time

Contact us today for your free estimate and financing pre-qualification. No obligation, no pressure.

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